Put in what you already know — your income, your bills, the changes you're weighing up — and watch the numbers play out.
Today's truth — and what the line above draws. But plans change…
Clearing the debt sooner doesn't change where you land in two years — you owe what you owe. It changes when you're free, and how tight it gets first. The car is the one that moves the finish.
The truth is already in your numbers — it's just never in one place.
Put them in one place — income, expenses, savings — and Kevin's Cash carries them forward, laid out day by day for months and years ahead. The facts were always yours. The clarity wasn't.
Tracking and planning are different jobs. Tracking records what has already been spent; planning works out what happens next. Kevin's Cash does the second: it takes the figures you enter and carries them forward, day by day, so you can plan against them and test a decision before you commit. The arithmetic is exact; the numbers are yours to get right.
You enter each item once — what's true today, what you expect, or what you're only trying on. From there they're drawn together — every payday and bill on its real date, the raise you've pencilled in, the months something pauses, the years two commitments overlap. Further ahead than anyone holds in their head, and past where a spreadsheet stays readable. Separately you knew all of it. Seeing it move is another thing entirely.
Bi-weekly pay. The 1st and the 15th. The mortgage on the 21st. Kevin's Cash follows each item on its own schedule, day by day — so the balance you see is the balance you'll have.
A What-If is a change you describe once and then switch on or off — a different amount, a different date, an item paused. Switch it on and the projection redraws with it, the difference in dollars beside it. Switch it off and the original is back, untouched.
Bigger than one line? Group the What-If scenarios that make up a whole life event — a baby, a move, a new job — and switch the lot on together. Or drop in a ready-made pack — a set of related What-If scenarios bundled together, which you can switch on as one, edit piece by piece, or pull apart and keep only the bits you want.
Nursery, a year of reduced income, and one-off setup costs — grouped, and reversible in a click.
A new baby. A layoff. A separation, a move, a career change. They come to all of us sooner or later, and every one of them carries a cost — which arrives whether or not it was planned for.
Open whichever sits closest to your situation. Each one arrives stocked with the things that usually matter there — already named, waiting for your figures — so you begin by editing and adding, not from a blank page. 36 of them, across seven lanes.
Open any lane to see what's inside. Each is a starting point — keep what fits, change the rest, add what's missing.
Not a promise in a policy — a consequence of how it's built. There's no server to hold your financial data, because there's nowhere for it to go.
Every feature is in the free plan — the whole toolkit, no locked doors. Premium simply lifts the limits when your plans get bigger.
The whole toolkit, five years ahead.
The same app, with the caps lifted.
Roughly what two months of a subscription app costs — except there's no second month. No renewal, no per-seat, no upsell in your face.