Timeline visualization. Payment schedules. Complete privacy. One-time payment.
See when every item starts and ends on your cashflow chart. Know exactly what frees up and when.
Every payment date. Not just monthly amounts. See your next payment and every one after that.
Test decisions before making them — and bundle the scenarios of a whole life event into one group you flip on or off together.
No bank linking. No account needed for the free plan. Data stays on your device. We can't see your numbers. You own the file.
$75 CAD once. No subscription. No recurring fees. Yours forever.
Your projected balance plotted for every single day. Select items to see timelines, payment summaries, and edit inline.
See any month as a calendar of your transactions, with each day's balance, or a line-by-line list with a running balance — your choice, either way.
See your monthly surplus or deficit at a glance. Spot seasonal patterns and trends.
See where your cash goes. Income flows into one total, then out to your expenses and savings, over any stretch you choose. Switch a scenario on and the bands move with it. For the technically minded, it is a Sankey diagram: each band's thickness is proportional to its amount, and it is drawn from the same figures as the range report.
Your top plan items ranked by total lifetime impact, each shown with its active window. A mortgage paid off in year 8 isn't averaged across years it didn't exist — the math stays honest.
One-time, daily, weekly, biweekly, semi-monthly, monthly, yearly, custom intervals, and variable patterns.
Model raises, rent hikes, rate changes. Your plan evolves as your life does.
One-time, recurring seasonal, or sliding. Holiday spending, parental leave, or declining loan interest.
Model breaks in income or expenses. Time off work, mortgage-free periods, seasonal pauses.
Switch scenarios on and off in a panel next to the chart, and watch the chart and the range figures follow. Tap a name to see its details; the switch is separate, so looking never changes anything. On a phone it folds to one line under the chart.
Bundle the scenarios of a life event — having a baby, buying a home, caring for a parent — and flip the whole bundle on or off with one switch. See its combined impact ranked among your biggest levers.
Changes with several parts, already built as a scenario group: a wedding, a new baby, buying a house or a car, a child heading to university. One adds to the plan you have and replaces nothing, with one switch for all its parts; change the numbers to yours.
Set a starting balance and a contribution schedule, and see simple compound interest as an aside to your plan.
Plan drifted from reality? Tell the app what you actually have. Everything recalculates forward from truth.
Save your plan as a file on your device, or use Save a copy… for a dated copy with an optional password. Open it again on any device; recent files reopen in one click on desktop Chrome and Edge.
Before Save overwrites your plan file, Kevin’s Cash checks whether something else has changed that file since you last saved it — another browser, another device, a sync folder — and asks whether to save your version as a copy, load the file’s version, or overwrite. Open the app in a second tab and the older one pauses and reloads rather than saving its old copy over the new. The plan menu’s Save line says which file Save writes to and when it last did.
Your income and commitments are usually spread across accounts — chequing, a credit card, a partner's. Download the transactions from any of them (CSV, QFX, QBO or OFX) and open them from the welcome page, when creating a plan, from the Plan menu or the Plan Items tab; do it for each account and one plan holds all of it. The download is read on your device and never uploaded, and nothing from it is kept except what you add to your plan. Kevin's Cash lists what repeats — drifting bills are marked, and less certain suggestions start unticked — and you choose what becomes a plan item, add single rows as one-offs, or total a handful of rows into one item with your own frequency.
Export your full projection to Excel or Google Sheets, to the cent.
Save whichever chart is showing as an image, with the plan name, the dates and the same figures, on a white page. On a phone it opens the share sheet. The picture is made on your device.
Duplicate a plan, shift dates forward, set a new opening balance.
Your whole plan on one page — money in and out, what builds up, and where the balance lands over any stretch. Add the balance, monthly net or allocation chart if you want a picture. Read it, print it, or save as PDF.
Built mobile-first. Check your projection on the bus. Tweak a scenario at a car dealership. Same power on every screen.
Plan in your currency, displayed correctly. Proper symbol placement and formatting.
38 pre-loaded plans with realistic items and schedules, grouped into lanes you can see yourself in. Life-event plans (a wedding, a first home, caring for a parent) come with their scenarios already grouped. Pick the one closest to your life, then customize the amounts.
Start free. Every feature included. No credit card required.
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