Timeline visualization. Payment schedules. Complete privacy. One-time payment.
See when every item starts and ends on your cashflow chart. Know exactly what frees up and when.
Every payment date. Not just monthly amounts. See your next payment and every one after that.
Test decisions before making them — and bundle the What-Ifs of a whole life event into one group you flip on or off together.
No bank linking. Data stays on your device. We can't see your numbers. You own the file.
$75 CAD once. No subscription. No recurring fees. Yours forever.
Your projected balance plotted for every single day. Select items to see timelines, payment summaries, and edit inline.
A line-by-line statement showing every transaction, its date, and your running balance.
See your monthly surplus or deficit at a glance. Spot seasonal patterns and trends.
Your top plan items ranked by total lifetime impact, each shown with its active window. A mortgage paid off in year 8 isn't averaged across years it didn't exist — the math stays honest.
One-time, daily, weekly, biweekly, semi-monthly, monthly, yearly, custom intervals, and variable patterns.
Model raises, rent hikes, rate changes. Your plan evolves as your life does.
One-time, recurring seasonal, or sliding. Holiday spending, parental leave, or declining loan interest.
Model breaks in income or expenses. Time off work, mortgage-free periods, seasonal pauses.
Bundle the What-Ifs of a life event — having a baby, buying a home, caring for a parent — and flip the whole bundle on or off with one switch. See its combined impact ranked among your biggest levers.
Don't build from scratch — drop a ready-made What-If onto your plan from the library. A wedding, a new baby, a pay raise, a mortgage renewal, a cost-of-living squeeze. Point it at your items or add it whole, then tune the numbers.
Track savings with starting balances, contribution schedules, and compound interest projections.
Plan drifted from reality? Tell the app what you actually have. Everything recalculates forward from truth.
Save your plan as a file on your device. Reload it anytime, on any device.
Import items in bulk. Export your full projection to Excel or Google Sheets.
Duplicate a plan, shift dates forward, set a new opening balance.
Your whole plan on one page — money in and out, what builds up, and where the balance lands over any stretch. Read it, print it, or save as PDF.
Built mobile-first. Check your projection on the bus. Tweak a scenario at a car dealership. Same power on every screen.
Plan in your currency, displayed correctly. Proper symbol placement and formatting.
36 pre-loaded plans with realistic items and schedules, grouped into lanes you can see yourself in. Life-event plans (a wedding, a first home, caring for a parent) come with their What-Ifs already grouped. Pick the one closest to your life, then customize the amounts.
Start free. Every feature included. No credit card required.
Open Kevin's Cash →