📅

Timeline Visualization

See when every item starts and ends on your cashflow chart. Know exactly what frees up and when.

📊

Payment Schedules

Every payment date. Not just monthly amounts. See your next payment and every one after that.

🔮

What-If Scenarios

Test decisions before making them. See the projected dollar impact side by side without touching your plan.

🔒

Complete Privacy

No bank linking. Data stays on your device. We can't see your numbers. You own the file.

💵

One Payment

$49.99 once. No subscription. No recurring fees. Yours forever.

Core Projection

📈

Interactive Cashflow Chart

Your projected balance plotted for every single day. Select items to see timelines, payment summaries, and edit inline.

🏦

Future Bank Statement

A line-by-line statement showing every transaction, its date, and your running balance.

📊

Monthly Net Chart

See your monthly surplus or deficit at a glance. Spot seasonal patterns and trends.

📐

Avg Trend

See where your balance is heading at a glance — average monthly change in the visible chart range. Zoom to any window and the number reflects what you see.

🏷️

Biggest Contributors

Your top plan items ranked by total lifetime impact, each shown with its active window. A mortgage paid off in year 8 isn't averaged across years it didn't exist — the math stays honest.

📅

10 Frequency Options

One-time, daily, weekly, biweekly, semi-monthly, monthly, yearly, custom intervals, and variable patterns.

Planning Power

⬆️

Increases & Decreases

Model raises, rent hikes, rate changes. Your plan evolves as your life does.

⏱️

Temporary Changes

One-time, recurring seasonal, or sliding. Holiday spending, parental leave, or declining loan interest.

🕳️

Gaps

Model breaks in income or expenses. Time off work, mortgage-free periods, seasonal pauses.

🏦

Savings Goals

Track savings with starting balances, contribution schedules, and compound interest projections.

🔄

Balance Resets

Plan drifted from reality? Tell the app what you actually have. Everything recalculates forward from truth.

Plan Management

💾

Save & Reload

Save your plan as a file on your device. Reload it anytime, on any device.

📤

CSV Import & Export

Import items in bulk. Export your full projection to Excel or Google Sheets.

📑

Clone & Shift

Duplicate a plan, shift dates forward, set a new opening balance.

🖨️

Printable Reports

Generate a summary of your plan to print or save as PDF.

Works Everywhere

📱

Every Device

Built mobile-first. Check your projection on the bus. Tweak a scenario at a car dealership. Same power on every screen.

🌍

50+ Currencies

Plan in your currency, displayed correctly. Proper symbol placement and formatting.

Starter Templates

21 pre-loaded plans with realistic items and schedules. Customize the amounts to match your situation.

🏢
Single Professional - Renter
Renting, building your career
📚
Young Professional
Renting with student loans and savings
👨‍👩‍👧
Dual Income - Basic
Two earners, family expenses
🏡
Dual Income - Homeowners
Two earners, mortgage, family expenses
👤
Single Parent
One income, full responsibility
🎓
Going Back to School
Tuition, reduced hours, student life
🚀
Career Change
Transition expenses, see your runway
🔄
Surviving a Layoff
How long can you last, what to cut first
🌱
Recovery & Return to Work
Gradual return at your own pace
🧘
Sabbatical
How long savings last on a break
💡
Starting a Business
Runway, startup costs, when revenue must start
🔓
Debt Freedom Journey
Map debts, project your payoff date
🏠
First Home Savings
Down payment progress and timeline
🍼
Parenthood - Starter
Pregnancy and the first year
👶
Planning for Parenthood
Pregnancy, parental leave, early years
🪺
Empty Nest
Kids launched — what's possible now
🌴
Retirement - Basic
Pension, benefits, part-time work
🛋️
Retirement - Fixed Income
Pension, healthcare, modest income
💼
Retirement - Investment Income
Portfolio returns, dividends, drawdown
🎯
Retirement Roadmap
Salary-to-pension transition with savings
📅
Ten Year Plan
Long-range with raises and milestones

See it for yourself.

Start free. Every feature included. No credit card required.

Open Kevin's Cash →