Free forever, with every feature included. Upgrade once when your plan outgrows the count limits. We don't do subscriptions.
Free is permanent. Every feature is included — save and reload plans, CSV export, clone, encrypted sharing, compound-interest savings, the What-If Packs library, and the starter-template library (28 free plans; 36 in total, with 8 more detailed plans on Premium). The free tier limits are about size: 2 income items, 10 expenses, 1 savings, 3 What-If scenarios, and a 5-year projection horizon. Build your plan and keep it forever.
Upgrade to Premium for $75 CAD — one time, forever. That removes the count caps (unlimited income, expense, savings items, scenarios, temporary changes, increases, gaps, balance resets) and removes the projection-horizon limit (free plans project five years ahead). Same features either way; premium just lets your plan get bigger and reach further.
Because the people who need a financial planning tool the most are the same people who are tired of recurring charges. One payment felt more honest. So that's what we did.
No. Kevin's Cash never asks for your bank credentials. You enter your own income and expenses. Your data lives on your device and is never sent to any server.
Yes. Kevin's Cash was built mobile-first. Same full experience on your phone, tablet, or desktop — no app store download required.
You can request a refund within 14 days of purchase — one refund per email address. Email help@kevinscash.com from the address you bought with and we'll refund it through Stripe; your account returns to the free tier and your plan on your device is untouched.