Free
$0
3 months full access. Your data stays.
  • 2 income items
  • 12 expense items
  • 1 savings item
  • 3 What-If scenarios
  • 5-year projection horizon
  • 17 starter templates
  • Full access for 3 months
  • After 3 months: edit existing items
  • Works on every device
  • Save & reload plans
  • CSV export
  • Clone plan
Start Free
Premium
$49.99 CAD
One payment. Yours forever.
  • Unlimited income, expense & savings items
  • Unlimited scenarios
  • 30+ year projection horizon
  • Savings with compound interest
  • Unlimited temporary changes & increases
  • Unlimited gaps & balance resets
  • Save & reload plans
  • Export to spreadsheet (CSV)
  • Clone plan
  • Encrypted plan sharing
  • Printable plan reports
Get Premium →

How Kevin's Cash compares

Kevin's Cash
Others
Price
$49.99 once
Subscription, every year
Bank linking required
No
Usually yes
Forward projection
Up to 30+ years
Rarely available
What-If scenarios
Unlimited
Limited or none
Data privacy
On your device only
Their servers
Works offline
Yes
No
Cost over 3 years
$49.99 total
Hundreds more

Questions

How does the free tier work?

You get 3 months of full access within the free limits — 2 incomes, 12 expenses, 1 savings, 3 scenarios, 5-year horizon, 17 templates. After 3 months, you keep everything you built. You can still view and edit your existing items, but you can't add new ones unless you upgrade.

What happens if I need more than the free limits?

You upgrade to Premium for $49.99 CAD — one time, forever. That unlocks unlimited items, unlimited scenarios, 30+ year projections, CSV export, save and reload, clone and shift, and encrypted sharing.

Why one-time instead of a subscription?

Because the people who need a financial planning tool the most are the same people who are tired of recurring charges. One payment felt more honest. So that's what we did.

Do you connect to my bank?

No. Kevin's Cash never asks for your bank credentials. You enter your own income and expenses. Your data lives on your device and is never sent to any server.

Can I use it on my phone?

Yes. Kevin's Cash was built mobile-first. Same full experience on your phone, tablet, or desktop — no app store download required.