Free
$0
Forever. Every feature included.
  • 2 income items
  • 10 expense items
  • 1 savings item
  • 3 What-If scenarios
  • 5-year projection horizon
  • 21 starter templates
  • 2 temporary changes per category
  • 2 increases per category
  • 1 gap, 1 balance reset
  • Save & reload plans
  • CSV export
  • Clone plan
  • Encrypted plan sharing
  • Compound-interest savings
  • Works on every device
Start Free
Premium
$49.99 CAD
One payment. Yours forever.
  • Same features as free
  • Unlimited income, expense & savings items
  • Unlimited What-If scenarios
  • Unlimited temporary changes & increases
  • Unlimited gaps & balance resets
  • 30+ year projection horizon
  • Larger starter-template variants
  • Printable plan reports
Get Premium →

How Kevin's Cash compares

Kevin's Cash
Others
Price
$49.99 once
Subscription, every year
Bank linking required
No
Usually yes
Forward projection
Up to 30+ years
Rarely available
What-If scenarios
Unlimited
Limited or none
Data privacy
On your device only
Their servers
Cost over 3 years
$49.99 total
Hundreds more

Questions

How does the free tier work?

Free is permanent. Every feature is included — save and reload plans, CSV export, clone, encrypted sharing, compound-interest savings, all 21 starter templates. The free tier limits are about size: 2 income items, 10 expenses, 1 savings, 3 What-If scenarios, and a 5-year projection horizon. Build your plan and keep it forever.

What happens if I need more than the free limits?

Upgrade to Premium for $49.99 CAD — one time, forever. That removes the count caps (unlimited income, expense, savings items, scenarios, temporary changes, increases, gaps, balance resets) and extends your projection horizon to 30+ years. Same features either way; premium just lets your plan get bigger and reach further.

Why one-time instead of a subscription?

Because the people who need a financial planning tool the most are the same people who are tired of recurring charges. One payment felt more honest. So that's what we did.

Do you connect to my bank?

No. Kevin's Cash never asks for your bank credentials. You enter your own income and expenses. Your data lives on your device and is never sent to any server.

Can I use it on my phone?

Yes. Kevin's Cash was built mobile-first. Same full experience on your phone, tablet, or desktop — no app store download required.